Personal Accounts

ACCOUNT TYPE MINIMUM BALANCE MONTHLY FEE ACTIVITY FEE FEATURES CARD CHOICE
Capital PERSONAL CHECKING $4,000 checking or $15,000 combined Bank and Securities balances. $20 if below minimum balance requirement None No fee from Capital for using another bank's ATM MasterMoney™ Debit or ATM card.
MONOGRAM PERSONAL CHECKING $5,000 checking or $25,000 combined Bank and Securities balances. $30 if below minimum balance requirement. None No fee from Capital for using other bank's ATMs [4] MasterMoney™ Debit or ATM card. 
MONOGRAM INSURED MONEY MARKET ACCOUNT $5,000 $20 if below minimum balance requirement $15 per item if limit of 6 pre-authorized withdrawals is exceeded [1] . See details below. No fee from Capital for using another bank's ATM ATM card or link to Capital Bank debit card through checking account.
MONOGRAM MONEY MARKET FUNDS PROGRAM [2] $25,000 $20 if below minimum balance requirement $25 per cycle if limit of 6 pre-authorized withdrawals is exceeded [1] . See details below. No fee from Capital for using another bank's ATM ATM card or link to Capital Bank debit card through checking account.
PERSONAL NOW ACCOUNT  $10,000  $25 if below minimum balance requirement.  None  No fee from Capital for using another bank’s ATM  MasterMoney™ Debit or ATM card.
Capital BASIC CHECKING (BASIC BANKING)  NONE  $3 8 free withdrawals $1.50 for each additional withdrawal [3] No fee from Capital for using another bank’s ATM MasterMoney™ Debit or ATM card.
CERTIFICATES OF DEPOSIT Certificates of Deposit are also available.
Please inquire with your banker in regards to current rates and terms.

 

Contact A Capital Bank® Representative

Capital Bank’s Client Care Services and Support is available 24/7. Call 1-866-SIGLINE .


For Client Care for Speech or Hearing Impaired (TTY Required), please call 212-292-0137 .


To report a lost or stolen ATM/DEBIT card, please call 1-866-SIGLINE, option 6.


Call Monitoring and Recording: If you communicate with us by telephone, we may monitor and/or record the call.